TIPS ON HOW TO SAVE MONEY
Here are 33 tips on how to save more money that could help you to save a substantial amount of money. If you take all of them in to account, you’ll be well on the road to making some great savings.
Tip#1
Refuse to purchase things that you aren’t in need of, can’t afford or won’t have any use for.
Tip#2
Alternate to a high-interest current account. If you’re currently with a bank that pays a low interest on your current account, switch to one that’s better.
Tip#3
Don’t throw away good food. It’s been calculated that an average of £470 of food is thrown away by the average UK household every year. Planning your portions correctly is a great way to avoid food wastage.
Tip#4
Follow a shop on their social networking pages. There’s a range of stores that clearly announce their best sales and deals on their online pages, so it’s a fantastic way of keeping up to date with the current goings-on.
Tip#5
Get cashback after you’ve shopped on the internet. You can choose from a whole host of different cashback sites, there’s plenty around.
Tip#6
Collect all your loose change throughout the year. Although it doesn’t seem like there’s ever going to be a substantial amount of money in the pot, you’ll be pleasantly surprised at the end of the year.
Tip#7
Sell your old investment pieces, such as postcards and old comics. These gain value over time, so by the time you’ve got round to finding and selling them you could make a pretty penny.
Tip#8
Minimize the cost of your car insurance. There are a few ways of doing this, such as by adding an extra driver or increasing your excess.
Tip#9
If you’ve got a spare room, rent it out. This is a fantastic way of making good use of an unwanted space. You could start earning several hundred of dollars each and every month.
Tip#10
Make use of all the coupons that are available to you. If you don’t know where to find the best ones, do a Google search for the brand name and put “coupon” just after it. You’ll have to try a few, but you’ll find a working code that saves you money for most stores.
Tip#11
Don’t shop at higher-end supermarkets, visit discount stores instead. Although you might not be getting the exact same quality of your preferred store, you’ll be able to buy a lot more for much less.
Tip#12
Look on the internet for free giveaways. Craigslist and local online marketplaces are common locations for these.
Tip#13
Don’t buy anything in the January sales. The items that are purchased from these generally aren’t used again, so it’s usually a waste of money.
Tip#14
Don’t buy takeaways all the time, make your own meal instead or buy it from your local supermarket. A takeaway can run up your expenses very quickly.
Tip#15
Swap your old books instead of buying a new one. You’ll be able to find a few different websites that provide this service with a quick Google search. Not only does this save you money, but you’ll be able to make someone else’s day with a good read!
Tip#16
Make the most of energy-saving devices to minimize your costs. For example, purchase a radiator booster.
Tip#17
When you’re not using an electrical device in your house, turn it off. Even leaving a device on standby can use a substantial amount of electricity.
Tip#18
Utilize a spreadsheet to list all your household finances. Although it’s a long, boring task, it’ll help to prevent you from overspending.
Tip#19
If you’re dialing a premium rate number, call it from your land-line to avoid massive charges.
Tip#20
Make the most of your supermarket’s loyalty cards, if they’re running a loyalty system.
Tip#21
Buy up all your Christmas decorations now. They’ll be a lot cheaper, so don’t leave it until the last minute!
Tip#22
If you’re going on holiday, opt for a card that doesn’t charge you an ATM fee for every cash withdrawal. These charges can quickly add up, especially when you’re staying somewhere for a week or longer. Don’t risk any unexpected charges!
Tip#23
Don’t buy smoothies and juice from the supermarket, make them yourself instead. Not only will they be cheaper, but they’ll be a lot healthier and purer.
Tip#24
Fill up and old water bottle instead of buying bottled water.
Tip#25
Check online to see if you’re eligible for child benefits. A quick Google search will help you to find out if you can do this.
Tip#26
Sign up for one of the many online survey sites to complete them in your spare time. Although the money is relatively small per survey, it’ll quickly add up.
Tip#27
Purchase your supermarket’s own-brand goods to save money. These are sometimes even better than their branded equivalent, but generally they’ll be mediocre(although still enjoyable).
Tip#28
When you’re making a purchase, use a reputable online comparison site to find the best deal. There’s so many shops out there that it’s hard to come to a firm decision yourself.
If you’re using a browser such as Chrome or Firefox, you’ll be able to add an extension that will automatically enter any available discount codes on any website at the press of a button! Go to your browser’s app/extension marketplace to find these.
Tip#29
Sell your old CDs, clothes, DVDs and mobile phones on eBay. Even if they’re broken, people buy almost anything on eBay. There’s sure to be a budding enthusiast that will buy and then fix your old iPod or phone.
Tip#30
Buy foods that don’t go off in bulk. This is especially true if the food is on offer. Bulk buying is a fantastic way to save money, so if you’re going to end up purchasing lots of something over an extended time period, you may as well buy a lot in one go.
Tip#31
Stop your year-long gym membership if there’s a high chance that you’re going to stop using it. If you’re thinking that you might stop at some point in the near future, opt for a rolling monthly contract instead.
Tip#32
Walk or cycle to work, if it’s possible. Don’t take the bus or the train if you’ve got the option not to!
Tip#33
Look at comparison sites to find the best deals on any future flights that you’ll be taking.
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